This guide is intended to provide basic information about foreclosure law in Ohio.
Disclaimer: Hamilton County Law Library staff, as a service to its patrons, provides reference services and information, including these research guides. To protect the public interest, Ohio law requires that legal advice and services be rendered only by qualified attorneys who are subject to the guidelines of the courts. Library staff members do not interpret the law, provide legal advice, or explain court procedures. The information provided is not a substitute for legal advice from a licensed attorney. None of our services shall be construed as giving legal advice.
Below you will find a list of some potentially useful Ohio laws related to foreclosures.
O.R.C.§ 2323.06 - Mortgagor and Mortgagee Mediation
O.R.C. § 2113.47 - Foreclosure of Mortgage
O.R.C. 2103.041 - Judicial Sale of Dower Interest without consent of spouse
Below you will find some information about foreclosure law in Ohio:
Avoid Foreclosure Ohio - an informational site about how homeowners can avoid foreclosure, created as a collaborative effort between Pro Seniors, Inc., the Ohio Poverty Law Center and the Legal Aid Societies of Ohio.
Ohio Attorney General: Foreclosure - News and information about foreclosure law and issues in Ohio.
Before Foreclosure: What you Should Know - Ohio State Bar Association
After Foreclosure: What you Should Know - Ohio State Bar Association
Mortgage Foreclosure Timeline - Hamilton County Treasurer
Are you Facing Foreclosure? - Hamilton County Clerk of Courts
An Overview of the Home Foreclosure Process - Federal Housing Finance Agency: Office of the Inspector General (not Ohio-specific)
Below you will find information about some resources that help homeowners avoid foreclosure:
Save the Dream Ohio - This page provides information about a multiple agency foreclosure prevention initiative that connects homeowners at risk of foreclosure with HUD-approved housing counseling agencies.
Making Home Affordable - This page provides information about a program of the U.S. Department of the Treasury and Housing and Urban Development that helps financially distressed homeowners in avoiding foreclosure and exploring financial options.
HUD - Avoiding Foreclosure - This site contains a summary of the federal programs designed to help homeowners avoid foreclosure.
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