Skip to Main Content

Foreclosure Law in Ohio

This guide provides an overview of foreclosure law in Ohio.

Ohio Laws and Rules

Below you will find a list of some potentially useful Ohio laws related to foreclosures.

O.R.C. Chapter 2329 - Execution Against Property

O.R.C.§ 2323.06 - Mortgagor and Mortgagee Mediation

O.R.C. § 2323.07 - Sale of Foreclosed Property

O.R.C. § 2113.47 - Foreclosure of Mortgage

O.R.C. 2103.041 - Judicial Sale of Dower Interest without consent of spouse

O.R.C. § 323.47- Lien on land to be discharged out of proceeds of sale.

Ohio Rules of Civil Procedure

Federal Laws

Below you will find a list of some potentially relevant federal laws:

15 U.S.C. §§ 1692 et seq. - Fair Debt Collection Act

28 U.S.C. § 2410(c)  - Federal Rights of Redemption

50 U.S.C. §§ 501 et seq. - Servicemember's Civil Relief Act

Foreclosure Information

Below you will find some information about foreclosure law in Ohio:

Avoid Foreclosure Ohio - an informational site about how homeowners can avoid foreclosure.

Ohio Attorney General: Foreclosure - News and information about foreclosure law and issues in Ohio.

Before Foreclosure: What you Should Know - Ohio State Bar Association

Mortgage Foreclosure Timeline - Hamilton County Treasurer

Are you Facing Foreclosure? -  Hamilton County Clerk of Courts

An Overview of the Home Foreclosure Process - Federal Housing Finance Agency: Office of the Inspector General (not Ohio-specific)

Resources for Homeowners to Avoid Foreclosure

Below you will find information about some resources that help homeowners avoid foreclosure:

Save the Dream Ohio - This page provides information about a multiple agency foreclosure prevention initiative that connects homeowners at risk of foreclosure with HUD-approved housing counseling agencies.

Making Home Affordable - This page provides information about a program of the U.S. Department of the Treasury and Housing and Urban Development that helps financially distressed homeowners in avoiding foreclosure and exploring financial options.

HUD - Avoiding Foreclosure - This site contains a summary of the federal programs designed to help homeowners avoid foreclosure.

Tenant Issues in Foreclosure

Below you will find information for tenants about their rights when their landlord is involved in a foreclosure.

Protecting Tenants at Foreclosure Act of 2009

Information for Tenants - Save the Dream Ohio

Tenant's Rights Regarding Foreclosure - Ohio Attorney General